"I'm a savvy investor and am very confident in making my own retirement savings decisions. I want the flexibility to choose from a wide variety of investments. Just show me how to get started and I'll take it from there."

If you prefer to determine your own investment direction using the widest array of investment choices, PCRA may be the right savings style for you. PCRA is for those investors who are diligent about managing and monitoring their investments on a regular basis.

* Schwab Personal Choice Retirement Account® (PCRA) is offered through Charles Schwab & Co., Inc. (Member SIPC), a registered broker/dealer which also provides other brokerage and custody services to its customers.