Cash Investments are designed to seek safety of principle with little or no fluctuation in investment value. Investment income is primarily earned from interest and dividends. Your bank savings account is an example of a cash vehicle. Other examples include: certificates of deposit (CDs), treasury bills (T-Bills) and money market funds.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.

Certificates of Deposit offer a fixed rate of return and are FDIC insured.